📅 Biweekly Paycheck

Biweekly Paycheck Calculator

The biweekly paycheck calculator converts your annual salary to the exact gross and net amount you receive every two weeks — with taxes and deductions accounted for.

26 pay periods/year
💵Gross & net paycheck
📊Monthly & annual totals
biweekly paycheckgross biweekly pay26 pay periodsnet biweeklypaycheck deductionsbiweekly salaryevery 2 weeks pay
Paycheck Details
$
%
Estimated effective rate. Use Salary After Tax for precision.
$
401(k), health insurance, HSA, FSA
💡 You get 26 biweekly paychecks per year — 2 months will have a 3rd paycheck. Use it for savings or debt payoff!
Precise Tax Calc →
Gross Biweekly Pay
Before deductions
Net Biweekly Pay
Your actual paycheck
Biweekly Paycheck Breakdown
Gross biweekly pay
Taxes withheld (25%)
Pre-tax deductions
Net take-home (biweekly)
Monthly Equiv.
Annual Gross
Annual Net

How the Biweekly Paycheck Calculator Works

The biweekly paycheck calculator divides your annual salary by 26 pay periods to find your gross biweekly pay, then subtracts your estimated tax rate and pre-tax deductions to show your actual net paycheck. For example, a $65,000 annual salary produces a gross biweekly paycheck of $2,500. After a 25% tax rate and $200 in deductions, your net biweekly paycheck is $1,675. Our biweekly paycheck calculator updates all figures in real time.

Gross Biweekly = Annual Salary ÷ 26  |  $65,000 ÷ 26 = $2,500

Biweekly vs Semi-Monthly vs Weekly Pay

  • Biweekly (26/year): Every two weeks — most common US schedule.
  • Semi-monthly (24/year): Twice per month (1st and 15th). Each check slightly larger.
  • Weekly (52/year): Every week — common in construction and hourly jobs.
  • Monthly (12/year): Once per month — common for some salaried professionals.

The 3rd Biweekly Paycheck Strategy

Because 52 weeks ÷ 2 = 26 biweekly paychecks but only 12 months, two months per year contain three biweekly checks instead of two. This "bonus" paycheck is a powerful financial opportunity: emergency fund contribution, extra mortgage principal, Roth IRA deposit, or debt snowball payment. For precise net amounts by state, use our salary after tax calculator with the biweekly frequency option. To find your hourly equivalent, try the hourly to salary calculator.

Frequently Asked Questions

There are 26 biweekly paychecks per year (52 weeks ÷ 2). Two months each year will have three paychecks instead of the usual two, because 26 × 2 weeks = 52 weeks spans more than 12 calendar months.
Gross biweekly pay is Annual Salary ÷ 26 — before any deductions. Net biweekly pay is what you actually receive after federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and pre-tax deductions like 401(k) and health insurance.
To convert biweekly to hourly: Hourly = Biweekly Gross ÷ 80 hours (40 hrs/week × 2 weeks). For example, $2,000 biweekly ÷ 80 = $25/hr. Use the hourly to salary calculator for the forward conversion.
Financial experts recommend treating the 3rd paycheck as a windfall: build or top up an emergency fund (target 3–6 months of expenses), pay extra on high-interest debt, max out a Roth IRA, or invest in a brokerage account. Avoid expanding your monthly budget around income you only receive twice a year.

Related Calculators